Comes with a few fun little stickers. I love the style of it. Different colors for each month. Has a Month at a glance section where you can write upcoming bills and purchases and savings goals. Also a little category break down to help budget each month and then followed m spending summary pages for each month. In the back is a section for a debt pay down tracker. You can start at any time of the year as you just write the month at the top and it is not labeled for you!

There really wasn't enough of room for me to write my bills and doctors appointments on the few lines.

I was looking for a budget tracker that would allow me to hand write out my transactions as I go through each month, and help me plan for the year. This was absolutely one of the best purchases I have made in a long time!!! I love the layout, with each month having budget goals, upcoming bills or expenses, and monthly breakdowns of your budget that actually match what kind of expenses I have in my life. Everyone has their own unique way of budgeting, but this book helped me have no excuse not to stay on top of my finances. It is small, compact, and aesthetically pleasing. If I had any negatives, which are minor in my opinion, I would say that it would be nice if it were spiral bound, and the actual column where total money amounts are to be written could be a little wider for those of us with chunkier handwriting. I highly recommend this product for college students who are financially independent and living off campus and young adults who aren't into complex budgeting or investments and are just looking for an easy way to create a budget and stick to it.

Exactly what I was looking for. At first I was hesitant to buy it since I'm trying to save money. Buying a new item is just spending money, and it's over $10? I could have easily just used a notebook that was lying around or made a spreadsheet or used an app or printed free templates from online somewhere.

However, it's perfect for my needs. Have been using it for almost a month now. Great portable size, not heavy, pages aren't too thin, durable quality, layout is good, and it helped my unorganized self really think about the parameters of my budgetary life/goals. Some might find the labels constraining but I found they gave enough guidance while having space to personalize.

I like that I can carry it with me around in daily life, seeing it makes me think before I buy, and being able to look at my purchases listed is very helpful. Having to sit down and write things out is incredibly eyeopening and sobering at times. Why do I buy dumb things? Just because apparently. I'm challenging myself to make my purchase list shorter for every new month this year; a work-in-progress, but progress nonetheless.

This might be a shallow point, but I do find it aesthetically pleasing. It's not overtly cutesy but not boring or bland. The flecks of gold against navy blue is always a lovely combination, and the pop of color in the font is just right. The logo isn't obnoxiously large and flows with the rest of the cover. The quote is well chosen and speaks to my sensible side. No qualms about the interior pages either, they work well. Might want to do a small test about drying time if gel pens are your preferred instrument . I'm very much a pen and paper person and prefer them to always typing into my phone. I'm not a luddite, but appreciate paper items like these and they have a place in my life. Like most things, a tool is only good if it suits your tastes and is actually used and utilized properly, and this budget planner meets the mark for me.

This is perfect for tracking not only your spending but savings and cc debt. Of course like with everything else if you don't use it or start but don't continue is another piece of paper!